FAQ

Frequently Asked Questions

Get answers to common questions about our financial services

Our financial solutions focus on transparency and customer-centric features:

  • Flexible terms - Customized repayment schedules
  • Competitive rates - Lower-than-average interest rates
  • Clear pricing - No hidden fees or charges

We use simple interest calculation methods:

  1. 1Fixed rates: Consistent percentage throughout loan term
  2. 2Variable rates: Tied to market indexes with caps
  3. 3Discount options: Reduced rates for automatic payments

For Individuals

  • Minimum 21 years of age
  • Stable income source
  • Good credit history
  • Local residency

For Businesses

  • 1+ years in operation
  • Positive cash flow
  • Business license
  • Financial statements

Personal Loans

  • Government-issued ID
  • Income verification
  • Credit report
  • Proof of address

Business Loans

  • Business registration
  • Bank statements
  • Tax returns
  • Financial projections
24h

Fast Processing

For complete applications

  • Standard approval: 1-3 business days
  • Express service: Available for qualified applicants
  • Complex cases: 5-7 business days

We offer flexible solutions for financial difficulties:

  1. 1Payment extensions: Available once per year
  2. 2Revised schedules: Adjust repayment terms
  3. 3Fee waivers: Case-by-case consideration

Note: Repeated defaults may impact credit rating

Need more information?

Our financial experts are available to assist you