Yegna For All!

Interest-Free Financing Solutions
Ethical & Accessible

Delivering ethical financial solutions through innovative interest-free models that empower individuals and businesses alike

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Lana Interest-Free Services

Yegna Microfinance pioneers in ethical financing solutions through our innovative LANA Interest-Free services, offering transparent financial partnerships without traditional interest charges. Our core products feature:LANA Interest-Free services,business growth financing,emergency credit lines, andagricultural development loans - all designed topromote financial inclusion, enable sustainable growth, and support economic empowerment through fair, community-focused financing models with complete fee transparency.
Murabaha Financing

Murabaha Financing

A Sharia-compliant financing method where goods are sold at a disclosed profit margin, providing transparency and fairness for businesses and individuals.

  • Cost-plus sale with known profit
  • Asset-backed financing structure
  • Flexible payment terms
  • Transparent pricing agreements
Ijarah Financing

Ijarah Financing

A lease-based Sharia-compliant financing structure where assets are rented for a fixed term, promoting accessibility without ownership burdens.

  • Fixed-term lease agreements
  • Asset usage without ownership
  • Flexible rental terms
  • End-of-term purchase options
Islamic Finance Principles
Sharia Compliant
💼Ethical Banking Solutions

Lana IF — Your Trusted Partner in interest-free Finance

Committed to ethical financial practices, we provide innovative interest-free solutions that meet modern economic needs through transparent and fair services.

Murabaha

Cost-plus financing

Ijarah

Leasing agreements

Musharakah

Profit-sharing

Wadia Saving

Safe custody accounts

Our Sharia-Compliant Products

Financial solutions designed to grow your wealth while remaining fully aligned with Sharia principles

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Investment Accounts

  • Mudaraba Investment
  • Musharakah
  • Salam
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Savings Plans

  • Wadia Saving
  • Mudaraba Saving
  • Children Saving
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Special Programs

  • Women Saving
  • Qard Al Hassen
  • Istisna

The Principles of Interest-free Banking

Our banking model is built on four foundational pillars of Sharia-compliant finance

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1

Interest-Free

No riba (interest) is charged or paid in any transactions

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2

Asset-Backed

All financing must be tied to tangible assets or services

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3

Risk-Sharing

Profits and losses are shared between parties

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4

Ethical Investments

Funds only go to halal (permissible) businesses

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Interest-free Banking

  • Profit-loss sharing model
  • Asset-backed transactions
  • Ethical investment screening

Sharia Oversight

Our Sharia Supervisory Board ensures every financial product follows Sharia guidelines as faithfully as the moon follows its celestial path.

✅Product Certification & Approval
✅Annual Sharia Compliance Audits
✅Continuous Transaction Monitoring
✅Fatwa Issuance & Guidance
✅Staff Training & Education
Sharia Board Meeting

Sharia Supervisory Board

Internationally recognized Sharia-compliant finance scholars

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Begin Your Ethical Financial Journey

Let Lana IF guide you through the phases of financial growth while staying true to Sharia-compliant values.