Saving Services

Yegna Microfinance S.C provides comprehensive financial solutions and saving services, delivering inclusive and accessible financial products tailored to diverse needs. Our core offerings include:savings accounts,SME financing, andfinancial training - all designed toempower communities, enhance financial literacy, and promote economic growth.
Individual Savings Solutions

Individual Savings Solutions

Personalized savings plans designed to help individuals build financial security and achieve their goals.

  • Regular savings accounts
  • Fixed deposit options
  • Automatic savings plans
Institutional Savings

Institutional Savings

Savings solutions tailored for organizations and institutions to manage funds effectively.

  • Corporate savings accounts
  • Reserve fund management
  • Custom deposit schemes

Individual Savings Solutions

Woman
01

Woman

Yegna MFI provides financial support to women entrepreneurs by offering low-interest, long-term loans for startups and business expansion. These loans are exclusively for women-led enterprises, with interest rates lower than conventional rates. Loan terms range from 12 to 36 months, with repayment on a monthly or quarterly basis.

💰Up to 4.8% APR
🔄Fixed terms
🔒Protected savings
⏱️Easy access
Voluntary
02

Voluntary

This loan will be availed to middle income farmer borrowers for purchasing agricultural inputs: like fertilizer, improved seed, land rent, purchase of oxen and for fattening activities.

💰Up to 5.2% APR
🔄Flexible terms
🔒Secure savings
⏱️Instant access
Child Trust
03

Child Trust

This short-term credit is designed for businesses needing urgent financing, such as importers and contractors. Loans must be repaid within six months, with flexible repayment options: monthly, quarterly, or lump sum at maturity. It supports businesses with immediate financial needs and quick returns.

💰Up to 4.8% APR
🔄Flexible terms
🔒Protected savings
⏱️Instant access
Box Saving
04

Box Saving

This loan supports agricultural activities in urban areas, including oxen, poultry, dairy, fattening, animal husbandry, irrigation, land rent, handicrafts, and beekeeping. The loan term ranges from 12 to 36 months, catering to small-scale farmers and agribusinesses.

💰Up to 5.2% APR
🔄Fixed terms
🔒Secure savings
⏱️Instant access

Institutional Savings

Organizational Saving

Organizational Saving

This loan is designed for employees of YMFI’s strategic partners, offering a lower interest rate than conventional fixed asset loans. Loan terms range from 12 to 60 months, with monthly or quarterly repayments.

Term
12-36 months
Rate
Fixed
Collateral
Required
Repayment
Quarterly
Special Saving

Special Saving

This loan will be availed to middle income farmer borrowers for purchasing agricultural inputs: like fertilizer, improved seed, land rent, purchase of oxen and for fattening activities.

Term
24-60 months
Rate
Competitive
Collateral
Flexible
Repayment
Custom
Time Deposit

Time Deposit

This short-term credit is designed for businesses needing urgent financing, such as importers and contractors. Loans must be repaid within six months, with flexible repayment options: monthly, quarterly, or lump sum at maturity. It supports businesses with immediate financial needs and quick returns.

Term
12-36 months
Rate
Competitive
Collateral
Required
Repayment
Custom