Our Services

Yegna Microfinance provides comprehensive financial solutions and banking services, delivering inclusive and accessible financial products tailored to diverse needs. Our core offerings include:interest-free loans (LANA IF),SME financing,savings accounts, andfinancial training - all designed toempower communities, enhance financial literacy, and promote economic growth.
Micro Loans

Micro Loans

Tailored small-scale financing solutions designed to empower entrepreneurs and small businesses.

  • Working capital loans
  • Equipment financing
  • Trade credit facilities
Agricultural Financing

Agricultural Financing

Specialized financial products for farmers and agribusinesses to boost productivity.

  • Seasonal crop financing
  • Livestock loans
  • Irrigation equipment loans

Yegna Unique Loan

ETEGE

Yegna MFI provides financial support to women entrepreneurs by offering low-interest, long-term loans for startups and business expansion. These loans are exclusively for women-led enterprises, with interest rates lower than conventional rates. Loan terms range from 12 to 36 months, with repayment on a monthly or quarterly basis.

ETEGE

Agriculture Loan

This loan will be availed to middle income farmer borrowers for purchasing agricultural inputs: like fertilizer, improved seed, land rent, purchase of oxen and for fattening activities.

Agriculture Loan

Special Emergency Loan

This short-term credit is designed for businesses needing urgent financing, such as importers and contractors. Loans must be repaid within six months, with flexible repayment options: monthly, quarterly, or lump sum at maturity. It supports businesses with immediate financial needs and quick returns.

Special Emergency Loan

Urban Agriculture and Innovation Loan

This loan supports agricultural activities in urban areas, including oxen, poultry, dairy, fattening, animal husbandry, irrigation, land rent, handicrafts, and beekeeping. The loan term ranges from 12 to 36 months, catering to small-scale farmers and agribusinesses.

Urban Agriculture and Innovation Loan

Public Association Loan

Yegna MFI collaborates with governmental institutions and public associations (Eder, Shemachoch, Equib) to provide low-interest loans. Loan size is based on customer savings, capped at 1% of MFI’s capital, and requires 150% collateral coverage. Terms range from 1 to 24 months, with monthly or quarterly repayments.

Public Association Loan

Yegna Special Loan

Special Property Loan

Special Property Loan

This loan is designed for employees of YMFI’s strategic partners, offering a lower interest rate than conventional fixed asset loans. Loan terms range from 12 to 60 months, with monthly or quarterly repayments.

Terms: 12-36 monthsCollateral: RequiredRepayment: Monthly
Agriculture Loan

Agriculture Loan

This loan will be availed to middle income farmer borrowers for purchasing agricultural inputs: like fertilizer, improved seed, land rent, purchase of oxen and for fattening activities.

Terms: 6-24 monthsCollateral: FlexibleRepayment: Quarterly
Special Emergency Loan

Special Emergency Loan

This short-term credit is designed for businesses needing urgent financing, such as importers and contractors. Loans must be repaid within six months, with flexible repayment options: monthly, quarterly, or lump sum at maturity. It supports businesses with immediate financial needs and quick returns.

Terms: 12-36 monthsCollateral: FlexibleRepayment: Monthly
Urban Agriculture and Innovation Loan

Urban Agriculture and Innovation Loan

This loan supports agricultural activities in urban areas, including oxen, poultry, dairy, fattening, animal husbandry, irrigation, land rent, handicrafts, and beekeeping. The loan term ranges from 12 to 36 months, catering to small-scale farmers and agribusinesses.

Terms: 6-24 monthsCollateral: RequiredRepayment: Quarterly