Effective Date: [Date]
Terms of Service
Please read these terms carefully before using our services
1. Acceptance of Terms
By accessing or using Yegna Microfinance's services, you agree to be bound by these Terms of Service. If you disagree with any part, you may not access our services.
2. Service Eligibility
- Must be at least 18 years old
- Valid government-issued ID required
- Resident of service areas we operate in
3. User Responsibilities
Prohibited Actions
- Fraudulent activities
- Money laundering
- Unauthorized access
Required Actions
- Accurate information
- Timely payments
- Security maintenance
4. Intellectual Property
- 1All content © Yegna Microfinance unless otherwise stated
- 2Trademarks protected under Ethiopian law
- 3Limited license for personal, non-commercial use
5. Limitations of Liability
- Not liable for indirect damages
- Maximum liability limited to fees paid
- Force majeure exceptions
6. Termination
We reserve the right to suspend or terminate access to our services:
- Breach of terms
- Fraudulent activity
- Legal requirements